Fund: Eurazeo Prime Income Credit

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Eurazeo Prime Income Credit

Asset class

Private Debt

Strategy

Direct Lending

Geography

Europe

Sector

Diversifié

Risk index (SRI)

4/7

Eligibility

Compte-titres, Assurance-Vie Luxembourgeoise

The investment strategy

 

Private debt is a form of lending outside the traditional banking system, in which lenders work directly with borrowers to negotiate and structure private loans that are not traded on public markets.

 

With its intrinsic characteristics that meet the liquidity needs of Evergreen funds, private debt is a strategy of choice that combines the potential for structural stability and attractive returns to meet the expectations of individual investors.

 

At Eurazeo, we favor investing in senior debt, which places us at the top of the capital structure and provides us with first-rank guarantees, offering protection in the event of an economic downturn.

 

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This strategy plays an essential role in a portfolio, focusing primarily on capital preservation, diversification, and the generation of regular income. These returns are accompanied by a moderate level of risk, generally lower than an equity investment, thus offering an attractive risk/return profile for investors. 

Eurazeo, a leader in the European private debt market: 

 

Since 2007, Eurazeo has established itself as a leading player in private debt in Europe, with expertise focused on the European mid-market segment. With an investment team of 35 professionals spread across five offices within the European Union (data as of the end of September 2025), the Group benefits from extensive market coverage, enabling it to become the most active European lender (excluding the United Kingdom) in 2024.

 

The portfolio is built with a focus on geographical and sector diversification.

 

Eurazeo's private debt also stands out for its cautious approach to risk, targeting a loss rate of 0% with conservative management focused on capital preservation. The strategy's controlled volatility is explained by portfolio diversification, with a maximum issue amount limited to 3% per company. 

Investment vehicle characteristics 

 

EPIC is an evergreen fund offering quarterly liquidity windows, limited to 5% of net assets per quarter and up to 20% per year. However, there is a lock-up period for redemptions during the first 18 months following the Fund's launch (please refer to the fund rules for further details).

 

Benefiting from the ELTIF 2.0 label, the vehicle is also designed to meet the needs of private investors, with a minimum investment of €10,000 and a single call for funds upon subscription, while offering the possibility of monthly reinvestments.